Crypto hosting providers in 2026 accept Bitcoin and stablecoins on direct gateways or processors. Entry plans start at $3.50 monthly with varying KYC rules and network choices.
Coldtill offers a Docker-based self-hosted crypto gateway with support for over 200 tokens and fixed one-time fees. Merchants run it on their own servers without KYC or ongoing custody risks.
Moreta added instant P2P transfers through tags and QR codes in late October 2026. The feature targets expats and travelers with free in-app sends and 1.5% merchant QR fees across 15 countries.
NEAR Business offers a confidential multisig treasury for payments across 35+ chains with no subscription fees and subsidized gas for the first 1,000 actions monthly.
Blink Wallet began charging a $1 monthly inactivity fee on custodial balances in October 2026 after 12 months of no activity. The policy applies only to custodial accounts and includes automatic refunds on first login.
BTCPay Server runs as a free open-source Bitcoin and Lightning processor. Merchants control wallets with no platform fees beyond network costs.
