Moreta added instant P2P transfers through tags and QR codes in late October 2026. The feature targets expats and travelers with free in-app sends and 1.5% merchant QR fees across 15 countries.
Klarna rolled out instant P2P payments across 13 European countries in January 2026 using phone numbers, emails, and QR codes within its app network.
Coldtill offers a Docker-based self-hosted crypto gateway with support for over 200 tokens and fixed one-time fees. Merchants run it on their own servers without KYC or ongoing custody risks.
Crossmint Agent Commerce Toolkit lets AI agents save cards, request scoped budgets and complete purchases via one API. Review covers features, fees, limits and integration realities.
Moov Money P2P delivers real-time transfers to any U.S. Visa or Mastercard debit card through participating banks, with pricing that starts at $500 per month for institutions.
